Century Woman Charged With Defrauding Credit Union Of More Than $79,000

June 13, 2024

A Century woman is accused of defrauding a credit union of over $79,000.

Kymberlee Kay Victor, 24, was charged with felony fraud and felony grand theft.

Victor allegedly made multiple transfers from an account at Wells Fargo to Gulf Winds Credit Union beginning in February’s 2024. After the first transfers of just under $10,000 each, Gulf Winds reached out to Victor for verbal verification and she told them she was purchasing a vehicle, according to an arrest report. Multiple additional transfers just under $10,000 each were not flagged by the Gulf Winds system due to the activity being consistent with the same device always signing in, the report continues.

Beginning in March, transfers were returned due to a stop payment and closed account, the ECSO said.

Victor received a total of $89,000 from 10 transfer deposits to Gulf Windss, and the funds were spent through debit card purchases, ATM withdrawals and cash withdrawals at different Gulf Winds branches, the arrest report states. Investigators said Gulf Winds provided video surveillance of Victor’s cash withdrawals at their branches.

Gulf Winds told investigators that she made a total of $89,329 in deposits, withdrawing $79,309.75 for the account, which was the total loss to the credit union.

The ECSO report notes that shortly after the transactions, Victor posted on a GoFundMe page asking for financial assistance following a house fire, claiming that she lost her home and everything in it.

Escambia County Fire Rescue determined the fire started a nearby shed before spreading and causing heavy damage to a mobile home on White’s Lane (pictured below). ECFR said the shed was a total loss, and the mobile home will need extensive repairs. Victor has not been charged with any wrongdoing in connection with the fire.

Victor was released Thursday night Escambia County Jail on a $40,000 bond.

Photos for NorthEscambia.com, click to enlarge.

Comments

9 Responses to “Century Woman Charged With Defrauding Credit Union Of More Than $79,000”

  1. Confused on June 14th, 2024 11:23 am

    This doesn’t make sense at all. Gulf Winds called to confirm. Who’s account was she transferring FROM and why didn’t Wells Fargo catch it

  2. Roger Hamerstein on June 13th, 2024 6:39 pm

    I don’t understand how you can withdraw money when it isn’t there. How did she transfer money she didn’t have? Even if she deposited a check, it has to clear first. The bank might want to re-check its policies because something doesn’t sound right at all!

  3. derek on June 13th, 2024 5:10 pm

    Jason, nothing is free! The members of GWFC myself included will absorb the cost. If you don’t like late fees and overdraft fees be more responsible with your financials.

  4. Jason on June 13th, 2024 1:21 pm

    Love how the bank says its a total loss for them. Lol But how many overdraft fees and late fees do they make yearly? Millions. Not at all sympathetic to the banks

  5. mnon on June 13th, 2024 12:44 pm

    desperation will cause you to do stupid things.

  6. Fisherman on June 13th, 2024 9:47 am

    With stealing that amount of money she could have bought her a new home. How can a bank allow you to transfer money you don’t have in your account.That in it’s self is crazy’s I bet they fix the system now.

  7. tg on June 13th, 2024 9:32 am

    A good mind is a terrible thing to waste.

  8. Bewildered on June 13th, 2024 9:17 am

    All Thieves and scammers should have to work under strict supervision without pay until the stolen money is paid back . construction frauds, etc. is out of control – crooks put their houses and assets in someone else’s name and make out like bandits

  9. Ranger on June 13th, 2024 2:16 am

    What a shame be honest and get a job that’s all you have to do in life

Written by William Reynolds · Filed Under News