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Appeals Court: Florida Banks Can Charge Fees For Cashing Checks From Alabama Branch
June 2, 2014
A federal appeals court Friday sided with Alabama-based Regions Bank in a dispute stemming from fees charged for cashing checks at the bank’s Florida branches.
A three-judge panel of the 11th U.S. Circuit Court of Appeals ruled that federal banking law trumps a Florida law that plaintiffs contended would bar the fees. The lawsuit was filed as a class action in 2012 after Derek Pereira and Camila De Freitas each presented a check to be cashed at a Regions branch in Florida, according to Friday’s ruling.
The checks were drawn on Regions, and the bank charged Pereira and De Freitas fees. The lawsuit contended that those fees violated state law because Pereira and De Freitas received less than the full amount of the checks.
But the appeals court said Regions, which it described as an “out-of-state state bank,” is covered by federal law addressing the issue. The federal law, which allows such fees, also applies to what are described as “national” banks.
by The News Service of Florida
Comments
9 Responses to “Appeals Court: Florida Banks Can Charge Fees For Cashing Checks From Alabama Branch”
Jeeperman-
Please excuse my mistake “you’re”. And most Credit Unions do not charge such fees. You can see for yourself if you dare. Most financial institutions have a list of their fees. I would encourage you to compare
Isn’t itjust like Florida to do something like this : (
Simple solution:
PenAir
When someone owes you money and writes a check from this bank, add $5 to what they owe and then you’re not out any money. If the check writer complains tell them to talk to their bank. Simple.
This why i closed my account with Regions. They charge for everything. I expect to see parking meters and an ATM toll gate soon.
These check cashers were not Regions account holders, were they?
I do not know but I bet going to “your” local CU won’t avoid fees either if the person presenting the check is not a member.
All the more reason to go to you’re local CREDIT UNION. No such fees!
Cash and Carry!
I would have to re-examine the relationship with my bank if this were to occur.